You have a Friend and Trusted Advisor in the Mortgage Business

I am a Certified Mortgage Planner®. We are more than loan officers! Certified Mortgage Planners are trained, certified and qualified advisors who help their client’s become debt free, build wealth and reach their life dreams more quickly. By assisting you in selecting the best equity and debt structure, we can help you reach your financial goals sooner and with greater security.

Our program implements the best practices of tax planning, financial planning and mortgage planning into buying a new home or restructuring your current mortgage through a refinance.

As a Certified Mortgage Planner®, I specialize in the exact areas that create the most anxiety for home buyers, including:

• Choosing the mortgage that best suits your needs

• Awareness of different tax implications for different mortgages

• Impact of your credit score on interest rates

• What home price you qualify for

• Closing costs and how to minimize them

• Your different cash to close options

• An understanding of the risks involved in the loan process

• A well designed long term financial plan

• Someone you can trust who can give you sound advice

My commitment to you is that I will explain all of the areas fully so you can understand them completely, and make an informed decision with ease and confidence. My team and I will then manage every step of the mortgage process for you. You can sit back and relax, as we will ensure a smooth and stress free closing.

Once your mortgage is closed, is when my job really begins. Your new loan is enrolled into my Mortgage under Management program. We continually monitor your loan to ensure that you always have the most advantageous loan for your goals. If interest rates change in your favor, or new more advantageous loan programs become available, we will immediately contact you to review and compare your options. If a change is beneficial to you and supports your financial plan, we will move quickly and streamline the process.

I look forward to serving you and your real estate finance needs!